Loan Modification
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Loan Modification for Less is proud to save you money while keeping you in your beloved home. The following payback charts are examples which reflect where current payments are and what they will be once a loan modification has been performed. To work with numbers of your own, please feel free to use the calculator we have supplied for you on this page.

 
Loan Payment Chart (Rates vs Fees)

Loan Payment Chart - Monthly Payments ($100,000 net)
Interest
Rate		Loan
Term		Loan Fees
0% 1% 2% 3% 4% 5% 6% 7%
5.0%10$1,060.66$1,071.37$1,082.30$1,093.46$1,104.85$1,116.48$1,128.36$1,140.49
12$924.89$934.23$943.77$953.50$963.43$973.57$983.93$994.51
15$790.79$798.78$806.93$815.25$823.74$832.41$841.27$850.32
20$659.96$666.62$673.42$680.37$687.45$694.69$702.08$709.63
25$584.59$590.49$596.52$602.67$608.95$615.36$621.90$628.59
30$536.82$542.24$547.78$553.42$559.19$565.08$571.09$577.23
5.5%10$1,085.26$1,096.23$1,107.41$1,118.83$1,130.48$1,142.38$1,154.53$1,166.95
12$950.17$959.77$969.56$979.56$989.76$1,000.18$1,010.82$1,021.69
15$817.08$825.34$833.76$842.35$851.13$860.09$869.24$878.58
20$687.89$694.84$701.93$709.16$716.55$724.09$731.80$739.66
25$614.09$620.29$626.62$633.08$639.67$646.41$653.28$660.31
30$567.79$573.52$579.38$585.35$591.45$597.67$604.03$610.53
6.0%10$1,110.21$1,121.42$1,132.86$1,144.54$1,156.46$1,168.64$1,181.07$1,193.77
12$975.85$985.71$995.77$1,006.03$1,016.51$1,027.21$1,038.14$1,049.30
15$843.86$852.38$861.08$869.96$879.02$888.27$897.72$907.37
20$716.43$723.67$731.05$738.59$746.28$754.14$762.16$770.36
25$644.30$650.81$657.45$664.23$671.15$678.21$685.43$692.80
30$599.55$605.61$611.79$618.09$624.53$631.11$637.82$644.68
6.5%10$1,135.48$1,146.95$1,158.65$1,170.60$1,182.79$1,195.24$1,207.96$1,220.95
12$1,001.92$1,012.04$1,022.37$1,032.91$1,043.67$1,054.65$1,065.87$1,077.33
15$871.11$879.91$888.89$898.05$907.40$916.96$926.71$936.67
20$745.57$753.10$760.79$768.63$776.64$784.81$793.16$801.69
25$675.21$682.03$688.99$696.09$703.34$710.74$718.31$726.03
30$632.07$638.45$644.97$651.62$658.40$665.33$672.41$679.64
7.0%10$1,161.08$1,172.81$1,184.78$1,196.99$1,209.46$1,222.19$1,235.20$1,248.48
12$1,028.38$1,038.77$1,049.37$1,060.19$1,071.23$1,082.51$1,094.02$1,105.79
15$898.83$907.91$917.17$926.63$936.28$946.14$956.20$966.48
20$775.30$783.13$791.12$799.28$807.60$816.10$824.79$833.65
25$706.78$713.92$721.20$728.64$736.23$743.98$751.89$759.98
30$665.30$672.02$678.88$685.88$693.02$700.32$707.77$715.38
7.5%10$1,187.02$1,199.01$1,211.24$1,223.73$1,236.48$1,249.49$1,262.78$1,276.36
12$1,055.23$1,065.89$1,076.76$1,087.86$1,099.19$1,110.76$1,122.58$1,134.65
15$927.01$936.38$945.93$955.68$965.64$975.80$986.18$996.79
20$805.59$813.73$822.03$830.51$839.16$847.99$857.01$866.23
25$738.99$746.46$754.07$761.85$769.78$777.89$786.16$794.61
30$699.21$706.28$713.48$720.84$728.35$736.02$743.85$751.84
8.0%10$1,213.28$1,225.53$1,238.04$1,250.80$1,263.83$1,277.13$1,290.72$1,304.60
12$1,082.45$1,093.39$1,104.54$1,115.93$1,127.55$1,139.42$1,151.55$1,163.93
15$955.65$965.31$975.16$985.21$995.47$1,005.95$1,016.65$1,027.58
20$836.44$844.89$853.51$862.31$871.29$880.46$889.83$899.40
25$771.82$779.61$787.57$795.69$803.98$812.44$821.08$829.91
30$733.76$741.18$748.74$756.46$764.34$772.38$780.60$788.99
8.5%10$1,239.86$1,252.38$1,265.16$1,278.20$1,291.52$1,305.11$1,319.00$1,333.18
12$1,110.06$1,121.27$1,132.71$1,144.39$1,156.31$1,168.48$1,180.91$1,193.61
15$984.74$994.69$1,004.84$1,015.20$1,025.77$1,036.57$1,047.60$1,058.86
20$867.82$876.59$885.53$894.66$903.98$913.50$923.22$933.14
25$805.23$813.36$821.66$830.13$838.78$847.61$856.62$865.84
30$768.91$776.68$784.61$792.69$800.95$809.38$817.99$826.79
9.0%10$1,266.76$1,279.55$1,292.61$1,305.94$1,319.54$1,333.43$1,347.61$1,362.11
12$1,138.03$1,149.53$1,161.26$1,173.23$1,185.45$1,197.93$1,210.67$1,223.69
15$1,014.27$1,024.51$1,034.97$1,045.64$1,056.53$1,067.65$1,079.01$1,090.61
20$899.73$908.81$918.09$927.55$937.21$947.08$957.16$967.45
25$839.20$847.67$856.32$865.15$874.16$883.36$892.76$902.36
30$804.62$812.75$821.04$829.51$838.15$846.97$855.98$865.19
9.5%10$1,293.98$1,307.05$1,320.38$1,334.00$1,347.89$1,362.08$1,376.57$1,391.37
12$1,166.37$1,178.15$1,190.18$1,202.45$1,214.97$1,227.76$1,240.82$1,254.16
15$1,044.22$1,054.77$1,065.54$1,076.52$1,087.73$1,099.18$1,110.88$1,122.82
20$932.13$941.55$951.15$960.96$970.97$981.19$991.63$1,002.29
25$873.70$882.52$891.53$900.72$910.10$919.68$929.46$939.46
30$840.85$849.35$858.01$866.86$875.89$885.11$894.53$904.14
10.0%10$1,321.51$1,334.86$1,348.48$1,362.38$1,376.57$1,391.06$1,405.86$1,420.98
12$1,195.08$1,207.15$1,219.47$1,232.04$1,244.87$1,257.98$1,271.36$1,285.03
15$1,074.61$1,085.46$1,096.54$1,107.84$1,119.38$1,131.16$1,143.20$1,155.49
20$965.02$974.77$984.72$994.87$1,005.23$1,015.81$1,026.62$1,037.66
25$908.70$917.88$927.25$936.80$946.56$956.53$966.70$977.10
30$877.57$886.44$895.48$904.71$914.14$923.76$933.59$943.63

  
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